At Couto DeFranco Wealth Management, we understand that every stage of life presents unique challenges and opportunities. Our mission is to help you navigate these moments with confidence and maximize your financial potential. However, not all financial professionals are created equal.
Financial professionals who take a proactive, tailored, and comprehensive approach can help you feel more confident about pursuing your goals. More specifically, those who adopt a tax-intelligent approach to planning and investing can add significant value to their portfolio through what we call "tax alpha."
What is tax alpha? Tax alpha is the incremental benefit a client could realize on an annualized basis by applying an understanding of taxes and their implications to wealth management decisions. This approach ensures that every aspect of your financial life—from saving for college and retirement to investments, risk management, and legacy planning—is viewed through the lens of potential tax consequences. Our goal is to minimize your tax liabilities so you can maximize your financial opportunities.
In fact, research has shown the potential value of an advisor’s advice can add approximately 5% annually to a client’s portfolio, with 1.17% of that total percentage attributed to tax-intelligent advisors who make recommendations to minimize taxes.1
When you work with a tax-intelligent financial professional at Couto DeFranco Wealth Management, we deliver the value-added services you need most:
Tax-Intelligent Planning. Nearly every financial decision has a tax implication, but not every financial professional understands the consequences of those choices. Tax-intelligent planning ensures you leverage tax-efficient investment products, strategically timed contributions and withdrawals, tax-loss harvesting, and more to avoid paying unnecessary taxes.
Behavioral Guidance. We’ll help you identify the behaviors holding you back and develop strategies to overcome them. By becoming more aware of your habits and biases, you can make rational, rather than emotion-driven, decisions that will keep you on track toward your financial goals.
Proactive Management. We’ll ensure your investments are well-diversified and properly allocated and that the strategies deployed align with your unique goals and risk tolerance. As an example, we actively rebalance client portfolios to help them maximize returns and pursue optimal long-term growth.
Personalized Experience. Customized financial planning for your family and business should evolve with your changing needs. Our comprehensive financial plans consider your unique circumstances, possible scenarios, and all the data you need to make informed decisions.
Whether you’re building your family and career, preparing for retirement, or passing on wealth to future generations, working with a tax-intelligent financial professional can be one of your greatest assets at every stage of life.
Our comprehensive, tax-intelligent advice ensures you receive the personalized attention and custom solutions you deserve. We are committed to allowing you peace of mind in your financial position and guiding you toward your most significant life goals. Let us take care of the numbers so you can focus on what matters most.
- 2021 Fidelity Investor Insights Study. Conducted between May 15 and June 7, 2021, it surveyed a total of 1,974 investors, including 773 millionaires. The study was conducted via a double-blind online survey.