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Education Planning

Client Centered

College tuition is often a family’s greatest financial hurdle, second only to buying a home. That means it’s never too early to map out a plan – and to get the best possible guidance along the way: 

  • Up-to-date guidelines on contribution limits and restrictions 
  • The benefits of education planning

Together, we’ll explore the alternatives and create a plan to make you feel comfortable about meeting your children’s educational needs. 

Whether you are planning for college or looking to enroll your child in a private school, it matters how you plan. You want to make sure you are saving the right way and that you’re avoiding making mistakes that can have far-reaching consequences. In fact, mistakes you make in planning for college today can affect your child’s (or grandchild’s) ability to get financial aid. College may seem a lifetime away for your newborn or young child, but the best time to start planning is now. 

At Couto DeFranco Wealth Management, we work with you to ensure that you are prepared to pay for your child’s education. We begin the process of investing for your child’s future with the help of tax-advantaged investment vehicles like 529 plans, with the help of the Avantax Tax-Smart Framework. We create tax-smart, flexible plans so that you can start investing and saving for your child’s (or grandchild’s) future as soon as possible. 

Education Planning services offered include but are not limited to: 

  • 529 College Savings Plans 
  • Trust Services (UTMA/UGMA) 
  • Various others including family gifting